This will be handed you by my friend Joseph Kernochan, Esquire, one of the delegates from the merchants of this City, charged with a memorial to Congress in relation to the embarrassed condition of our Commercial affairs. He has now retired, but has recently been extensively engaged in business, and his great experience enables him to know all the variety of forms of Mercantile operations, and would seem to qualify him to express accurate opinions on this subject. He has been, ever since I have known him, and that is for many years, a uniform supporter of the democratic administration of the Country, and continues that support to the measures of the present one, in all save its views in relation to the Bank of the United States, and on this subject he says, as Mr. Jefferson once said, “differences of opinion are to be tolerated where reason is left free to combat them.” His object in going to Washington is purely with the hope of rendering a public service; and if he should have a desire to state his views to you, I have no doubt you will give him the opportunity. His great integrity of character will authorize you to place the utmost reliance upon his statements as to the true condition of business and business men in this city.